Risk and Reward of Withdrawing Social Security Benefits to Invest Them

in this video:

This week, I’m addressing a listener's question: Should you collect Social Security at age 62 and invest the money, or wait until your full retirement age, or even age 70, for a bigger benefit?

I break down the math and the risks, weighing the advantages of guaranteed annual increases and cost-of-living adjustments against the potential (and pitfalls) of stock market returns. 

I also explain key rules, such as the earnings limit for early filers, tax implications, and who might benefit from collecting early.

Whether you’re eager to take Social Security as soon as you can or are considering holding out for a larger payment, listen in for the practical insights you need to make a smart decision for your financial future.