Investing can be complicated and confusing. With so many investment strategies out there, it’s important to find the one that best works for your portfolio. In this blog, I’m going to discuss the difference between index funds and an ETF, their pros and cons, and how to determine which one is right for you.

Radio personality Dave Ramsey is a huge name in the personal finance niche. While he’s celebrated for helping countless listeners take control of their finances, many of his recommendations have sparked debate within the financial planning community. 

I’m going to break down six of the most controversial opinions promoted by Ramsey in today’s blog.

For many, the idea of collecting Social Security benefits while still working can be an attractive one, offering a potential boost to current income. However, this decision comes with its own set of complexities and potential pitfalls. This week, we'll delve into four common mistakes you'll want to avoid if you're considering collecting your Social Security benefit while continuing your career, using a real-life example to illustrate these points.

We talk so much about the financial aspects of retirement that it’s important to address the mental and emotional shift this season can bring. In this blog, summarize a recent conversation I had with life coach Craig Colvett to discuss getting ready for the retirement transition. We talk about the benefits of life coaching for retirees as well as the importance of maintaining a diverse social network.

Do you know where your assets are going when you die? Do you have a plan in place for making medical and financial decisions if you become incapacitated? If either answer is no, you need an estate plan! In this blog, I’m joined by estate planning expert Natalie Perry to discuss the ins and outs of planning your estate and ensuring a smooth post-mortem transition for your family and loved ones.

Women have come a long way in terms of owning their financial power. That’s not to say there aren’t still challenges or wage discrepancies, but globally women are poised to take center stage as their earning potential grows. In this blog, I am joined by Brie Williams to discuss tips and strategies for women to build a better relationship with money, achieve their financial goals, and prepare for a successful retirement.

How much money do you need to save for retirement? $500,000? $2 million? The answer will never be the same. It’s specific to you. So how do you figure it out? In this blog of Retire with Ryan, I’ll share five steps you can follow to determine how much you need to retire. 

In this blog, I address readers’ concerns about the future of Social Security, especially given recent changes under President Trump's administration and the involvement of the Department of Government Efficiency (Doge). 

I’ll dive into the current state of Social Security, the potential impact on your benefits, and how you can maximize those benefits moving forward. With solvency concerns looming, I’ll help you better understand what’s at stake and how to make smart decisions for your retirement.

Protecting your finances from hackers is more critical than ever. Cybercriminals are getting more sophisticated, accessing sensitive information like social security numbers and attempting to steal directly from financial accounts.

That’s why, in this blog, I’ll share seven essential steps to protect your Schwab accounts from hackers.

What’s the best way to protect your retirement savings when the market feels unpredictable? In today’s blog, I cover the growing uncertainty caused by political decisions and how they affect your investments. 

From tariffs to immigration changes and government cutbacks, I’ll share insights on how to navigate this volatility and keep your portfolio secure. Whether you’re nearing retirement or already there, this blog will provide actionable steps to ensure your investments remain on track despite external economic pressures.

When it comes to retirement plans, the general rule is that you can’t access funds in your retirement account(s), without penalty, until age 59 ½. If you withdraw funds prior to 59 ½, you’ll get hit with a 10% penalty and income tax (if coming from a non-Roth account). But there are some instances in which you can make withdrawals penalty-free. We’ll dive into those in this blog.

In this blog, I’m joined by Larry Swedroe, a thought leader in evidence-based investing and former Chief Research Officer at Buckingham Strategic Wealth.

Larry has authored over 18 books that have shaped the way people think about personal finance, and now, after 28 years in the industry, he’s sharing the most valuable lessons he’s learned in retirement planning and investing.

In some states, probate is avoidable. However, in many states, you can avoid having your estate go through the probate process. I recently went through the probate process when my grandfather passed away and I helped my father settle his estate. It is far easier for your family to settle your estate once you’re gone if it doesn’t go through probate. So, in this blog, I’ll cover 7 things you can do to keep your estate from landing in probate.

In an ideal world, everyone should aim to keep 3–6 months of living expenses in an emergency fund. But let’s face it—building that kind of safety net isn’t always easy. For many pre-retirees, most savings are tied up in retirement accounts, leaving limited options for unexpected expenses.

So, what can you do if an emergency arises? In today’s blog, I’ll walk you through how to access emergency funds from your 401(k) and explore strategies to help you stay prepared for life’s unexpected challenges.

If you retire early (before 65), you’re too young to qualify for Medicare. So what are your health insurance options? In this blog, I’ll address five different options you have to get health insurance. I’ll also share some ways you can lower the cost of your premiums to keep coverage affordable until you qualify for Medicare. 

Planning for retirement can be a complex process. There are so many things to do that it’s easy to forget common pitfalls to a successful retirement strategy. In this blog, I’m going to go over the Top 5 Retirement mistakes that I see regularly, how to avoid them, and resources to make sure you’re on the right track.

If you're a federal employee and you're considering accepting the deferred resignation offer that’s been presented by President Trump, you'll definitely want to read this blog. I’m going to go over three key things that you should consider when deciding whether or not to accept the deferred resignation offer.

I wanted to help you get your year started off right and I wanted to address 7 money moves that all pre retirees should make in 2025. I'm going to take you through those today.

Let’s breakdown the finalized regulations that were issued by the IRS on July 18th for people who inherited IRA’s in the year 2020 and later. I’ve spoken about this twice over the years in episode 180 and episode 200. However, the IRS has finally cleared up a lot of questions that were left unanswered at those times. 

A new bill was just signed into law by President Biden. That will increase the Social Security payments for millions of public school teachers and former public employees. The law is named the Social Security Fairness Act, and it repeals a pair of Social Security provisions that limit the Social Security benefits that many public school teachers and public employees receive.