in this video:
Today’s episode takes a closer look at one of the hottest topics in retirement planning: Roth conversions. With so much buzz on social media and in the personal finance world, it can feel like everyone is making a Roth conversion—but is it right for you? I discuss how Roth conversions work, who is eligible, the benefits, the tax implications, and important considerations like required minimum distributions, charitable giving, and Medicare premiums. Whether you’re feeling a bit of Roth conversion FOMO or just curious about the reality behind the hype, this episode offers practical insights and guidance to help you decide whether a Roth conversion belongs in your retirement strategy.